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Yes, At Some Point Higher Rates Will Impact the Housing Market 26 Aug 2013 | 10:53 pm
Our brokers know that during any given period of time, or any day for that matter, different pieces of economic news impact mortgage rates. Last week was no exception, and although this weekly JMAC wr...
A Higher Down Payment Can Help Lessen the Impact of Higher Rates 12 Aug 2013 | 11:00 pm
Every one of JMAC’s brokers’ borrowers, and potential borrowers, know that when rates go up, their payments go up, all else being equal. And when rates go down, their payments go down. And everyone kn...
Updates to Guidelines and New Products Announcement 8 Aug 2013 | 09:51 pm
New Products: Conforming for Non-Owner and Second home with over 5-10 financed properties Agency Delayed Financing Cash-Out Refinances LPMI up to 97% with minimum fico score of 680 Guidelines U...
It Pays to Shop Wisely with Lenders 29 Jul 2013 | 08:46 pm
Sometimes motorists wonder why two gas stations at the same intersection offer two prices for the same gas and both have customers filling up. Or two stores have the same brand of beans at a different...
A reminder of the Importance of Having Good Credit 23 Jul 2013 | 05:12 am
Rates have moved higher since early May, although last week they took a breather and actually went down slightly. With the increase in rates, many of JMAC’s brokers’ potential borrowers seem to be in ...
MyCommunityMortgage – New Product 17 Jul 2013 | 12:07 am
Affordable Financing to Serve Low – to Moderate- Income Borrowers. The qualification is based on maximum median income based on city and state. ** We do allow 100% Gift for the assistance on the down...
A Good Forecast for Home Prices 15 Jul 2013 | 08:56 pm
People tend to buy homes, and not treat their houses like their stock portfolio (buying, selling, trading, taking profits). That being said, JMAC’s brokers and their clients tend to watch the prices o...
Yes, Rates Have Gone Up, but… 9 Jul 2013 | 03:16 am
Yes, rates have gone up. But when JMAC’s staff, and our broker clients, look to the east in the morning the sun is still coming up! The days of obtaining a 30-yr fixed rate mortgage interest rates in ...
Yes, Rates Have Gone Up, but… 8 Jul 2013 | 09:26 pm
Yes, rates have gone up. But when JMAC’s staff, and our broker clients, look to the east in the morning the sun is still coming up! The days of obtaining a 30-yr fixed rate mortgage interest rates in ...
Keeping Good Records is not a Weakness 2 Jul 2013 | 12:03 am
There are TV shows just about people who hoard things. Most watch those shows and think, “Holy Smokes!” It is important for JMAC’s brokers to know, however, just how long to tell their borrowers to ke...
