Sued by Jeremy Chisholm and Jefferson Capital Systems, LLC in Michigan? We can help. 16 Jan 2024 9:35 AM (last year)

If Jeremy Chisholm and Jefferson Capital Systems, LLC are taking legal action against you to collect the debt, you will need an attorney who can navigate the unique legal landscape of debt collection. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. The attorneys at Garmo & Kiste, PLC can do just that. We regularly handle debt collections cases concerning Jefferson Capital Systems, LLC and other debt collectors and have worked for debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation.

For more information about Shermeta Law Group and Debt Collection Defense or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

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Interested in getting removed from the Disassociated Persons List of the Michigan Gaming Control Board? We Can Help! 16 Jan 2024 9:34 AM (last year)

The Disassociated Persons List (DPL) allows a person to voluntarily self-exclude from the Detroit commercial casinos for life, including Motor City Casino, Hollywood Casino at Greektown, and MGM Grand – Detroit. Someone may elect to place themselves on the DPL if they struggle with gambling addiction.

If you attend a Detroit casino after you opt to self-exclude and are seen on the premises, you will be charged with criminal trespassing and will be immediately removed from the casino. Criminal trespassing is punishable by imprisonment for not more than one year, a fine of not more than $1,000, or both. Further, if you win any money, your winnings will be confiscated by the Michigan Gaming Control Board (MGCB) and deposited into the State of Michigan Compulsive Gaming Prevention Fund.

A patron has the opportunity to get removed from the DPL after 5 years of being on the list by submitting a Removal Request Application. The MGCB has 60 days to review your application and to process your request. You may not visit the casino until you have been notified in writing that you have been removed from the DPL.

Additionally, you may still find yourself running into problems with visiting the casinos after you are removed from the list, but that’s what we are here for! Recently, a client of ours had issues following their removal from the DPL, but we were able to resolve them quickly by speaking with casino security personnel and ensuring that the client is able to enjoy responsible gambling once again.
If you have placed yourself on the DPL and would like to be removed after the 5 year mark, we can assist! Contact Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.

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Haven’t been paid for a construction job? Consider filing for a mechanic’s lien. 16 Jan 2024 9:32 AM (last year)

A mechanic’s lien is a legal claim that a contractor or subcontractor can place on a property if they haven’t been paid for work or materials they supplied. In Michigan, the process for filing a mechanic’s lien is governed by the Michigan Construction Lien Act (MCLA 570.1101 et. seq.).

Here is a general overview of the mechanic’s lien process in Michigan:

Preliminary Notice. General contractors are not required to provide a preliminary notice. However, subcontractors and suppliers who do not have a direct contract with the property owner must provide a preliminary notice within 20 days of the first furnishing of labor on materials.
Notice of Furnishing. This is a notice that can be filed by subcontractors and suppliers. It is not required but it is helpful. A notice of furnishing is used to preserve the right to file a lien if necessary. It should be filed within 20 days of the first furnishing of labor or materials.
File the Mechanic’s Lien. To file a mechanic’s lien in Michigan, you need to record a Claim of Lien with the Register of Deeds in the county in which the property is located. The deadline to file a mechanic’s lien is within 90 days from the last day the claimant provided labor or materials.
Serve a Copy of the Lien. After filing the lien, a copy must be served on the property owner within 15 days by certified mail with the return receipt requested.
Enforcement. If payment is still not received, the claimant has one year from the date the lien was recorded to file a lawsuit to enforce the lien.

It is crucial to follow the specific requirements outlined in the Michigan Construction Lien Act to ensure the validity of the lien. Failure to comply with the statutory requirements may jeopardize the lien claim.

Please note that this information is a general overview, and it’s advisable to consult with a legal professional to get advice tailored to your specific situation and to ensure compliance with any changes in the law. Legal requirements are ever-changing, and this information may not reflect the most recent updates.

For more information about mechanic’s liens, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

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Sued by Warner Law Firm in Michigan? We can help. 16 Jan 2024 9:30 AM (last year)

In the complex and often intimidating world of legal disputes, individuals may find themselves on the receiving end of a lawsuit filed by Warner Law Firm to collect on an alleged debt. At Garmo & Kiste, PLC we understand the stress and uncertainty that accompanies such legal challenges, and we are dedicated to providing unwavering representation to those facing such legal action. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. At Garmo & Kiste, PLC, we regularly handle debt collection cases concerning Warner Law Firm, and other debt collectors and have worked for other debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about Warner Law Firm, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

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Sued by Lloyd & McDaniel, PLC in Michigan? We can help. 16 Jan 2024 9:29 AM (last year)

Lloyd & McDaniel, PLC is a law firm that represents creditors and specializes in debt collection cases. In some instances, individuals have reported that Lloyd & McDaniel, PLC has, on behalf of its clients, taken large sums of money from bank accounts for judgments on debts. It may seem unfair, but it may still be legal. Debt collectors are notorious for using abusive and fraudulent means to collect money. It is not uncommon for them to add interest or fees to increase the balance you supposedly owe. If they do this, they are in violation of the Federal Fair Debt Collection Practices Act. Some individuals report that they never received notice of a default judgment entered against them. These situations can be confusing and frustrating but the attorneys at Garmo & Kiste, PLC are here to help. If you are having trouble with a debt collector or have been sued by a law firm such as Lloyd & McDaniel, PLC, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message. We are an aggressive law firm that will fight for your rights.

Another thing to keep in mind is that all debt collection communications are not necessarily legitimate. Debt Collection Scams are increasingly common. These are different from the legitimate debt collection actions taken by actual creditors. Consumers have reported getting frightening and threatening phone calls demanding payment of outstanding payday or internet check cashing loans. The caller may claim to be a representative of a law firm or even the government. These callers probably won’t abide by the rules of the FDCPA so if you are being subjected to abusive debt collection behavior such as calling before 8 am or after 9 pm, this is a red flag and you should seek help. The scariest aspect of being contacted by fake debt collectors is that they may have a lot of accurate personal information about you including your birthday or even your Social Security number. Be sure not to give any additional information about yourself and seek help.

Even dealing with legitimate debt collectors can be a harrowing experience. If you are in this position the attorneys at Garmo & Kiste, PLC are here to fight for you. If you have outstanding debt, have been harassed by a debt collection agency or contacted by a law firm such as Lloyd & McDaniel, PLC, please contact us at (248) 398-7100 or send us a private message

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Sued by Weltman, Weinberg & Reis Co., LPA in Michigan? We can help. 16 Jan 2024 9:28 AM (last year)

Weltman, Weinberg & Reis Co., LPA is a law firm that represents creditors and specializes in debt collection cases. If Weltman, Weinberg & Reis Co., LPA is taking legal action against you to collect the debt, you will need an attorney that can navigate the unique legal landscape of debt collection. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. The attorneys at Garmo & Kiste, PLC can do just that. We regularly handle debt collections cases concerning Weltman, Weinberg & Reis Co., LPA, and have even worked for debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about Weltman, Weinberg & Reis Co., LPA, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

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Sued by The Law Office of Aaron D. Cox in Michigan? We can help. 16 Jan 2024 9:25 AM (last year)

In the complex and often intimidating world of legal disputes, individuals may find themselves on the receiving end of a lawsuit filed by The Law Office of Aaron D. Cox, to collect on an alleged debt. At Garmo & Kiste, PLC we understand the stress and uncertainty that accompanies such legal challenges, and we are dedicated to providing unwavering representation to those facing such legal action. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. At Garmo & Kiste, PLC, we regularly handle debt collection cases concerning The Law Office of Aaron D. Cox, and other debt collectors and have worked for other debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation. Our experienced team of attorneys is committed to providing comprehensive legal representation tailored to the specific needs of each client.

For more information about The Law Office of Aaron D. Cox, debt collection defense, or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

The post Sued by The Law Office of Aaron D. Cox in Michigan? We can help. appeared first on Garmo & Kiste PLC | Troy Michigan Attorney | Lawyer 248-398-7100.

Sued by Meyer Njus Tanick in Michigan? We can help. 19 Mar 2020 6:42 AM (5 years ago)

Sued by Meyer Njus Tanick in Michigan? We can help.

Meyer Njus Tanickis a law firm that represents creditors and specializes in debt collection cases. In some instances, individuals have reported that Meyer Njus Tanickhas, on behalf of its clients, taken large sums of money from bank accounts for judgments on debts. It may seem unfair but it may still be legal. Debt collectors are notorious for using abusive and fraudulent means to collect money. It is not uncommon for them to add on interest or fees to increase the balance you supposedly owe. If they do this, they are in violation of the Federal Fair Debt Collection Practices Act. Some individuals report that they never received notice of a default judgment entered against them. These situations can be confusing and frustrating but the attorneys at Garmo & Kiste, PLC are here to help. If you are having trouble with a debt collector or have been sued by a law firm such as Meyer Njus Tanick, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message. We are an aggressive law firm that will fight for your rights.

Another thing to keep in mind is that all debt collection communications are not necessarily legitimate. Debt Collection Scams are increasingly common. These are different from the legitimate debt collection actions taken by actual creditors. Consumers have reported getting frightening and threatening phone calls demanding payment of outstanding payday or internet check cashing loans. The caller may claim to be a representative of a law firm or even the government. These callers probably won’t abide by the rules of the FDCPA so if you are being subjected to abusive debt collection behavior such as calling before 8 am or after 9 pm, this is a red flag and you should seek help. The scariest aspect of being contacted by fake debt collectors is that they may have a lot of accurate personal information about you including your birthday or even your Social Security number. Be sure not to give any additional information about yourself and seek help.

Even dealing with legitimate debt collectors can be a harrowing experience. If you are in this position the attorneys at Garmo & Kiste, PLC are here to fight for you. If you have outstanding debt, have been harassed by a debt collection agency or contacted by a law firm such as Meyer Njus Tanick, please contact us at (248) 398-7100 or send us a private message.

The post Sued by Meyer Njus Tanick in Michigan? We can help. appeared first on Garmo & Kiste PLC | Troy Michigan Attorney | Lawyer 248-398-7100.

Have you been sued by Shermeta Law Group? We can help. 19 Feb 2019 5:08 AM (6 years ago)

If Shermeta Law Group is taking legal action against you to collect the debt, you will need an attorney that can navigate the unique legal landscape of debt collection. The legal process can be confusing and frustrating even when debt collectors conduct themselves legitimately. The attorneys at Garmo & Kiste, PLC can do just that. We regularly handle debt collections cases concerning Shermeta Law Group, and other student loan debt collectors and have worked for debt collectors in the past. This gives us a unique advantage because we understand both sides of litigation.

For more information about Shermeta Law Group and Debt Collection Defense or to retain Garmo & Kiste, PLC, call us at (248) 398-7100 for a free consultation or contact us with a private message.

Are you being sued by National Collegiate Trust or Shermeta law group for past due student loans or other privatized loans? If so, you are not alone. Michigan National Collegiate Student Loan Trust lawsuits have become increasingly common as National Collegiate Trust has been aggressively pursuing delinquent student loans from many former students in the State of Michigan. Additionally, Shermeta Law Group has been pursuing numerous other persons who took out personal loans.

National Collegiate Student Loan Trust is a Delaware Trust that holds private student loans guaranteed by TERI not the federal government. National Collegiate Trust purchases these private loans from the original lenders. National Collegiate Student Loan Trust Is not the originator of the loan but rather they have purchased the loan from your lender.

The originators are well known banks, among others:

JPMorgan Chase Bank, N.A.
Charter One Bank, N.A.
Bank of America, N.A.
RBS Citizens, N.A.
Union Federal Savings Bank
AmeriCredit
Ally Financial
Bank of America N.A.

These loans were structured with the assistance of the First Marblehead Corporation. The First Marblehead Corporation is an education loan finance company that owns TERI. The Education Resources Institute, Inc. (TERI), is a nonprofit organization that claims to be the largest private student loan guarantor in the US.

Shermeta Law Group may send numerous documents to your address or you may receive notice of a judgment or garnishment after it has been ordered if you changed addresses. Call our experienced attorneys at (248) 398-7100 for a free consultation or send us a private message as soon as possible to contact Shermeta on your behalf.

They expect that you will not do anything if you are sued by them. If you do not act on this lawsuit, a default judgment will likely be issued against you and you will most likely owe the full amount. National Collegiate Trust will try to collect the judgment against you through garnishing your bank accounts, wages, tax refunds, even through property liens and/or seizures.

To avoid Judgments, garnishments, seizures, and other collection activities, contact the attorneys at Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or send us a private message so that we may take action as soon as possible.

If you have questions about Shermeta Law Group lawsuits, or you are being contacted in regards to paying a student loan by National Collegiate Student Loan Trust or Shermeta law group of Rochester / Troy Michigan please contact Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.

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Michigan No Fault Divorce 7 Nov 2017 10:11 AM (7 years ago)

No Fault Divorce

Legal Grounds for Divorce

A divorce is the termination of a marriage or marital union, thus dismissing the legal duties and responsibilities of the marriage. Michigan is considered a no-fault divorce state. A no-fault divorce refers to the type of divorce in which the spouse that is filing does not have to prove any fault on the part of the other spouse. Allegations of abuse, cruelty, adultery, or abandonment do not need to exist in the relationship. All that is required in Michigan is for one party to allege that “there has been a breakdown of the marital relationship to the extent that the objects of matrimony have been destroyed and there remains no reasonable likelihood that the marriage can be preserved” (MCL 552.6). The most common reason given is “irreconcilable differences.”

Although Michigan is a no-fault divorce state, this does not mean that fault is not considered in any issues addressed in the divorce proceeding. The court may still consider fault when determining issues related to alimony, child support, and the division of property.

For more information on how we can help, call us at (248) 398-7100 for a free consultation or contact us with a private message.

No Fault Divorce Requirements

Residency: To file for a divorce in Michigan, you or your spouse must have lived in the state for at least the last 180 days. MCL 552.9
Jurisdiction: Your divorce must be filed in the circuit court in the county where you or your spouse has lived for at least the last 10 days. You may only file in any Michigan county regardless of how long you or your spouse lived there if the following conditions are met and are included in your complaint for divorce: your spouse was born in a country other than the United States or is a citizen of another country; you and your spouse have a minor child; and there is a risk that the defendant will take the minor child out of the United States to a different country and keep them there. MCL 552.9
Waiting Period: The court must observe a “cooling off” period before granting a divorce. If your case does not involve minor children, the divorce cannot be finalized for a minimum of 60 days. If your case involves minor children, the divorce cannot be finalized for a minimum of 6 months. MCL 552.9(f)

Other Options to a No Fault Divorce:

Annulment: An annulment is a court decision that a marriage did not occur. Annulments are difficult to obtain and only granted in limited situations. This includes bigamy, incapacity, kinship, under age, and fraud/duress.

Separate Maintenance: An action for separate maintenance is commonly referred to as a “legal separation.” This is filed by a married couple who wishes to separate from each other without filing for a divorce. This is normally done due to religious objection to divorce or to continue health care benefits for both parties.

If you need assistance with obtaining a No Fault Divorce, call Garmo & Kiste, PLC at (248) 398-7100 for a free consultation or contact us with a private message.

For information on specific family law issues please see:

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