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Should You Use Retirement Savings to Pay Off Debt? 26 Aug 2013 | 05:19 pm
Despite the near sacrosanct status of tax sheltered retirement savings accounts, there are situations in which liquidation makes abundant sense. From the outset, let me say that I don’t advocate raidi...
Blogging for Beginners – The Crash Course 23 Aug 2013 | 05:00 pm
Millions of people want to start blogs. Every year, millions of people do. And every year, millions of them fail. Why? People often look at blogging and think it’s easy. And they’re right, it does lo...
The Self-Employed Health Insurance Dilemma 21 Aug 2013 | 06:00 pm
Health insurance coverage has become a national concern, but no where is the issue quite as close to home as it if for the self-employed. An employee may be concerned with the size of his premium cont...
Can We REALLY Count on Social Security? 19 Aug 2013 | 04:00 pm
Something about Social Security just isn’t right. While most of us seem to understand that, exactly what that something is, is where the lights start going dim. Can we really count on Social Security?...
Credit Cards vs Debit Cards – A Different Take 14 Aug 2013 | 09:00 pm
I hate the credit cards vs debit cards topic — so why am I writing about it? Because it seems to be a staple topic of the personal finance blogosphere! And almost universally, the conclusion will inev...
Why a Car Lease is a Bad Deal 12 Aug 2013 | 05:27 pm
How can I make a blanket statement that a car lease is a bad deal? The attraction of an auto lease arrangement is that it typically requires little cash up front (the cap cost reduction fee can usuall...
8 Strategies to Overcome Middle Age Unemployment 9 Aug 2013 | 11:44 pm
The Bureau of Labor Statistics has been showing a steady decline in the unemployment rate, dropping to 7.4% last month. But if you are middle age, there may be small comfort in that improving statisti...
Why Teach Your Kids How to Cook? 8 Aug 2013 | 04:00 pm
When our kids were very young we began teaching them how to cook. In fact, we have videos of my son helping me cook pancakes for breakfast when he was just four years old! There wasn’t much he could d...
Everyone Should Be a Homeowner – Don’t Fall For It! 6 Aug 2013 | 04:00 pm
As we detect signs of housing recovery – and rumors of housing recovery – you have to wonder how long it will be before we once again hear the chorus of everyone should be a homeowner. Despite the sti...
7 Reasons to be Self-Employed 2 Aug 2013 | 03:49 pm
There are at least 7 reasons to be self-employed, and there’s probably never been a better time than now. I know that sounds downright loony to some, but it’s the reality of our time. On the plus side...