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Buying a smartphone 30 Apr 2010 | 10:03 am
I’ve just agreed to acquire a new mobile phone. I’ve been toying with the idea of getting a smartphone for a while, and tossing up whether to get an iPhone, or an android-based phone. I’m currently w...
how to take advantage of the January sales 3 Jan 2010 | 12:27 am
planning identify gaps You need to make a plan of attack, and that starts, not at the shops but in your own home. Firstly, what kind of shopping are you thinking of doing? Things for the house, ele...
advertising sells. unfortunately 20 Nov 2009 | 12:32 pm
I wonder whether I’m the only person who is not really interested in shopping for gifts this year. It’s not really that I don’t want to give gifts to my friends and family, I really enjoy getting the...
are you spending less for no particular reason? 6 Oct 2009 | 07:05 am
Really, my life hasn’t been materially affected by this credit crunch / recession / whatever so far. I’ve got a new job, but that was because I made a career shift. My house is worth more than I owe o...
communist, capitalist or socialist joint finances 30 Sep 2009 | 12:00 am
Over at Ask.Metafilter, there’s a question on how best to organise joint finances for a newly co-habiting couple. As always, there are basically only three options, but I particularly like the way tha...
when is taking on debt sensible? 28 Sep 2009 | 09:17 pm
In principle, I don’t take out loans. I have a couple of credit cards, which I use sometimes and pay off in full (although I try not to use them, because it’s not unknown for me to forget to make a p...
do what works, because done is better than perfect 25 Sep 2009 | 10:03 am
I’m a firm believer that you need to do what works for you. Ignore ideology and what ’should be’ the right answer - you don’t need to do what’s best, just what works and is good enough. food The oth...
food frugality 24 Sep 2009 | 10:08 am
My eating habits are pretty much indefensible. At the moment, my weekly grocery shop as posted on the GRS forums looks like this: 600g speciality cheese ~ £4.50 1/2 french stick ~ £0.40 bag apples ...
keeping going keeping going 22 Sep 2009 | 07:14 am
A lot of personal finance is the long boring slog. I am what’s politely described as a ‘flexible organiser’. You can assume by that, that I’m not particularly organised, in addition I choose to use m...
highlighting frugal home decorating tips 21 Sep 2009 | 07:31 am
As autumn starts to draw in, I’m spending more time at home and indoors. When I bought my 100 year old house it was listed as needing ‘cosmetic work’. Which basically means that it needed redecorating...
