Vinayahs - vinayahs.com - Capital Advisor
General Information:
Latest News:
Announcing the Winner of the April Book Giveaway 15 Apr 2013 | 07:33 pm
It’s never an easy task to judge and pick “one” winner for the book giveaway contests. Each entry is usually brilliant and insightful in its own right. So, I often — and as in this case too — let the ...
The Privilege of Making Unwanted Investments 8 Apr 2013 | 07:58 pm
ICICI Bank’s Privilege Banking is awesome! If you’re “privileged” enough to have it, you can simply walk into any Branch, push a couple of buttons on the quirky token dispensing machine (an entirely o...
Education. Marriage. Retirement. 6 Apr 2013 | 11:30 pm
Over the past year, I’ve tried to keep tabs on the financial goals that people generally seem to have (as claimed in case studies, interviews, money makeovers, etc. published in leading personal finan...
April Book Giveaway — Help a Reader and Win a Copy of the Book “Beginner’s Guide to Investing with Confidence” 5 Apr 2013 | 01:48 pm
Reader Priya asks – I stumbled upon your site today while searching for ideas to choose a good term plan, given that there are an array of products available online and offline. I understand that with...
Market Plus With A Whole Bunch Of Off-Market Minuses 1 Apr 2013 | 10:39 am
Oops! It’s been close to 3-months now since I last wrote — it’s the usual “life just got busy” excuse and I pick-up all the blame for letting things slip. We’ve also just entered a brand-new financial...
A Super Useful Mutual Fund Taxation Cheat Sheet 7 Jan 2013 | 07:47 pm
Stumbled upon this really handy mutual fund taxation reference sheet (2012 — 2013). I also took the liberty of creating this easy-to-print PDF version. Further reading:Fly With the Birds. Swim With th...
Capital Multiplier…Really? 4 Jan 2013 | 08:35 pm
A colleague asked for my opinion about a certain Capital Multiplier Plan that he’d been investing in since a few years. I looked up the plan and the details turned out to be as scary as a horror show....
A Quick Primer on ERE 3 Jan 2013 | 11:24 am
A reader wrote in asking for a quick refresher on the concept of ERE. Thought it’d be a mighty good idea to write on this topic at the start of the new year — so, you now have the entire year to work ...
Using IIFCL Tax Free Bonds for ERE 31 Dec 2012 | 11:30 pm
So, here’s an interesting comparison that I did between using IIFCL’s Tax Free Bonds and one of my Regular Bank Fixed Deposits for my ERE strategy (I know it’s very very tax inefficient and I’ve been ...
A Reference AEGON Religare iTerm Plan Quote 30 Dec 2012 | 11:30 pm
A reader of this blog shared an actual quotation that they received for the AEGON Religare iTerm Plan — here’s my review of this online term life insurance plan. The reader also gave me permission to ...